Price Reduction - Waterfront
Address
306 Harbor Drive, INDIAN ROCKS BEACH, FL
Price
$ 3,700,000
Property Attributes
  • MLS#TB8467679
  • TypeSingle Family
  • Listing Status Active
  • CountyPinellas
  • CityINDIAN ROCKS BEACH
  • AreaIndian Rocks Bch/Belleair Bch/Indian Shores
  • NeighborhoodINDIAN BEACH RE-REVISED 5TH ADD
  • Zip33785
  • StyleMediterranean
  • Year Built2004
  • Taxes$ 24526
  • Price$ 3,700,000
  • Bedrooms5
  • Full Bathrooms4
  • Half Bathrooms0
  • Sqr Footage4571
  • Lot Size0.21 Acres
Data Source:
Stellar MLS
Property Description

Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year—an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 5 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough.

Price History
1/22/2026 Listed $3,900,000
7/17/2026 3$3,800,000
8/15/2026 3$3,700,000

General Features

Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Mini-Split Unit(s)
Utilities BB/HS Internet Available,Cable Connected,Electricity Connected,Sewer Connected,Street Lights,Water Connected
Possession Close Of Escrow
Roof Tile
Appliances Bar Fridge,Built-In Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Washer,Water Filtration System,Wine Refrigerator
Garage Spaces 5
Patio/Porch Features Covered,Deck,Rear Porch
Architectural Style Mediterranean
Pool Features Chlorine Free,Gunite,Heated,In Ground,Salt Water
Security Features Security System
Construction Materials Block,Stucco,Wood Frame
Year Built 2004
View Park/Greenbelt,Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Intracoastal Waterway
Community Features Irrigation-Reclaimed Water,Park,Playground,Tennis Court(s)
County Pinellas
New Construction false
Property Type Residential
Association Amenities Basketball Court
Attached Garage true
Subdivision Name INDIAN BEACH RE-REVISED 5TH ADD
Facing Direction Southwest
Garage Y/N true
Total Rooms 11
Full Baths 4
Status Active
Directions From US 19, head West on East Bay Drive. Take Left at Gulf Blvd, Left on 27th Ave N, Left on Bay Blvd, Right on Harbor Dr, 2nd House on Left
City INDIAN ROCKS BEACH
Body of Water INTRACOASTAL AND GULF
Senior Community Y/N false
MLS Area 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size Units Square Feet
Lot Size Square Feet 9013
Carport Y/N false
Listing Terms Cash,Conventional
Spa Features Heated,In Ground
Land Lease Y/N false
Tax Annual Amount 24526.47
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8467679
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 3
Legal Description INDIAN BEACH RE-REVISED 5TH ADD LOT 3
Water View Gulf/Ocean - Partial,Intracoastal Waterway
Water Access Type Gulf/Ocean,Intracoastal Waterway
Minimum Lease 1-7 Days
Water Access Y/N true
Additional Rooms Breakfast Room Separate,Formal Dining Room Separate,Inside Utility
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N true

Interior Features

Interior Amenities Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Coffered Ceiling(s),Dry Bar,Eating Space In Kitchen,Elevator,Kitchen/Family Room Combo,PrimaryBedroom Upstairs,Skylight(s),Smart Home,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s),Window Treatments
Flooring Carpet,Ceramic Tile,Hardwood
Furnished Y/N Negotiable
Fireplace Features Living Room,Master Bedroom,Wood Burning
Total Stories 3
Air Conditioning Y/N true
Heating Y/N true
Window Features Shutters,Storm Window(s)
Fireplace Y/N true
Laundry Features Inside
Total Bedrooms 5
LivingAreaSource Public Records
Total Baths 4

Exterior Features

Exterior Amenities Balcony,Hurricane Shutters,Irrigation System,Private Mailbox,Rain Gutters,Sliding Doors
Water Source Public
Lot Size Area 9013
Foundation Details Slab
Spa true
Building Area Total 7104
Lot Dimensions 75 x 120
Lot Size Acres 0.21
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 5

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 33785

Price
AVG $2.6M
$3.7M
Taxes
AVG $22,359
$24,526
Year Built
AVG 1979
2004